Finance Live

Financial Analyst

Your monthly management report, written from your books

Connect NetSuite, Sage Intacct, Xero or QuickBooks — we only read, never write to your books. Your AI financial analyst builds the management report from your own ledger: P&L, balance sheet against the prior month, a 13-week cash flow forecast and a written read of what moved and why.

Connect your books — first month free See a sample report — no signup

No connector? Upload an Excel export instead

We only read — never write to your books
First month free, then from $599/mo

Sample monthly management report for Northbridge Analytics: the month's revenue, gross profit, operating result and ending cash, with a revenue trend, the cash position and a P&L summary against the prior month and plan. — Real output on example data — open the full report

Trained on

your accounting system (NetSuite, Sage Intacct, Xero or QuickBooks) — we only read, never write + your plan and assumption register + public macro benchmarks

Methods

The management and investor reports are assembled from your ledger's own postings — every line cites its source account
EBITDA is called EBITDA only when depreciation is read from the books; otherwise the line is honestly named the operating result
Variances are explained with data: which product groups and articles moved the line against the prior month
An unclosed month publishes revenue only — no invented zero cost of sales, ever
A second, independent AI reviewer reads every monthly narrative before release; disagreements come to you
Never writes to your books — read requests only, even where the accounting system's permission is technically read-write

Who it's for

Founders and finance leads in small and mid-sized businesses — trade, services, manufacturing, SaaS.

How it works

From signup to the first finished piece of work.

Connect NetSuite, Sage Intacct, Xero or QuickBooks — we only read, never write to your books. QuickBooks and Xero: sign in and approve; NetSuite and Sage Intacct: a one-time setup by your administrator, step by step. Several legal entities in one base? Pick whose numbers to read.

It detects your business shape and builds the reporting and the driver model straight from the books.

Every month, on the 1st: a management report draft for your approval — P&L, balance sheet, cash, cycles, and a variance read with causes.

A second, independent AI reviews the narrative before it reaches you or your board.

Capability matrix

Does well, with review, won't do.

Out-of-scope tasks escalate · they don't hallucinate

Does well

Management report: P&L, balance sheet with comparison, cash, cycles, article breakdowns
13-week cash forecast, minimum balance and headroom
Variance read with drivers: which groups and articles moved the line
Plan up to 24 months ahead: eight methods, editable drivers, Excel with live formulas and a five-year outlook
Several legal entities in one NetSuite or Sage Intacct account — each read on its own
Board deck (PPTX): cover, month summary, P&L, profit bridge, 13-week cash, what changed, decisions and appendix — laid out from the approved report, nothing recomputed.

With review

Every monthly narrative gets a second, independent review
Material variances pause auto-send for your review
Reviewer disagreements come to you to decide

Won't do

Never closes the books, never posts entries
Never publishes an AI explanation citing a source it was not given
Never prepares fundraising materials

Every forecast is scored against the months that later closed — per line you see how close it ran, which way it missed, and on how many months that was measured.

Connections

Per tool: why we need it, what we do, how it's audited.

Connect what you need, when you need it. The assistant only reads tools you explicitly link — never the rest of your stack.

What you connect the minimum to start

Your accounting system — NetSuite, Sage Intacct, Xero or QuickBooks. We only read — never write to your books.
Optional: billing (Stripe) — we reconcile the revenue in your books against the payments that actually landed.

What we handle for you no setup on your side

Assemble the management and investor reports and the Excel workbook on every refresh.
Keep the plan and the reconciliation: every report line is checked against the books, gaps are named.
Run a second, independent review of every monthly narrative before release.
Read the cash balance out of that same ledger every week and score it against the forecast — the cash view shows the gap and which way the forecast leans.

We only read — never write to your books, and any ledger write is rejected. QuickBooks and Business Central offer no read-only permission, so their tokens are technically read-write; Ataski only issues read requests.

Works with

The monthly report, from your accounting system

Guides & tools

Doing it by hand this month?

Financial metrics explained

The numbers in the report: definition, formula and a worked example

Questions

Before you connect your books

What does the AI Financial Analyst produce each month?

On the 1st of every month, a draft management report for the month just ended: P&L and balance sheet against the prior month, cash, a 13-week cash flow forecast and a variance read with its causes, plus an investor report and an Excel workbook. A second, independent AI reviews the narrative; once you approve, a board deck follows.

Which accounting systems does it work with?

NetSuite, Sage Intacct, Xero, QuickBooks Online, Zoho Books and Business Central. Xero and QuickBooks Online connect by signing in and approving; Zoho Books and Business Central, in beta, connect the same way. NetSuite and Sage Intacct are in beta and need a one-time setup by your administrator. Several legal entities in one account? Pick whose numbers to read.

Is it safe — does it change my books?

It does not change them. We only read — never write to your books: it posts no journal entries, closes no periods, and any ledger write is rejected. QuickBooks offers no read-only permission, so its token is technically read-write; Ataski only issues read requests. Your data is never used to train AI.

How much does it cost?

Plans start at $599 a month for one company. The first month is free with no card: it starts when you connect your books, and if no card is added by the end, the plan pauses — it is not cancelled. Paid yearly, one company is $5,990 — 2 months free — billed upfront, with no free month.

What it reads on every task

Your data. Not the public internet.

Loaded fresh per task — change a doc, the next task picks it up. No retraining, no week-long fine-tune, no stale snapshot.

Your plan — monthly, up to 24 months ahead, eight line-forecast methods, editable drivers with an edit history; the Excel workbook extends it to a five-year outlook
Your monthly reports — immutable revisions: what you approved is what a shared link shows, forever
Your reconciliation and data quality — DSO/DPO/DIO, reconciliation pairs and the provenance of every figure
Your three scenarios — base, downside, upside: every line carries its own driver, and the scenario moves all of them, down to loan interest and working capital

Guardrails

When it stops and asks you.

Every monthly narrative is reviewed by a second, independent AI before release; your board sees it, so the bar is the strictest on the staff
A variance above the materiality gate is flagged and explained with ledger drivers, not generic words
A disagreement between the worker and its reviewer lands in your inbox instead of being resolved silently
Books not closed — the report says so plainly and shows only the lines the books support

Plans

Solo

$599/mo

One entity — driver-based forecast and a reviewed monthly drift narrative.

Choose Solo

or $5,990 a year — 2 months free · Pay yearly

The year is billed today; the free first month comes with monthly billing.

Team

$1,499/mo

Three companies in one workspace — separate books, a full cockpit for each, one-click switching. Invite as many colleagues as you like: the plan counts companies, never seats. AR Cash Collector Solo included (300 invoices, unlimited letters — one per customer per week).

Choose Team

or $14,990 a year — 2 months free · Pay yearly

The year is billed today; the free first month comes with monthly billing.

Practice

$1,995/mo

Up to 10 companies in one workspace — portfolio board, a full cockpit per company, and one-click switching between them. AR Cash Collector Solo included (300 invoices, unlimited letters — one per customer per week).

Choose Practice

or $19,950 a year — 2 months free · Pay yearly

The year is billed today; the free first month comes with monthly billing.

Try the sample, or start with your own data.

Choose a plan Try the sample