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Available on every tab in your workspace — answers come with sources, the period, the calculation, and a confidence level.

Answers run on your connected books after signup. The sample keeps every number deterministic — it never improvises a reply.

13-week cash

Your current weekly cash forecast — pick a named scenario to see when and why cash changes.

Example Cash base · current 13-week forecast · from 2026-05-25 13 weeks · weekly · direct method Scenario changes pinned to Forecast · April close · v1 Base only Win the Harbor District bid Equipment replacement year
Opening cash
$412,000
Week 13 · Base
$542,199
Week 13 · Scenario
$691,371
+$149,173
Minimum cash · Scenario
$378,009
No breach in 13 weeks
Weekly ending cash — Base vs Scenario
$343,584 $517,478 $691,371 W1 W4 W7 W10 W13 W1 · 2026-05-25 — Base $389,195 · Scenario $400,670 · Δ +$11,475 W1 · 2026-05-25 — Base $389,195 · Scenario $400,670 · Δ +$11,475 W2 · 2026-06-01 — Base $366,390 · Scenario $389,339 · Δ +$22,950 W2 · 2026-06-01 — Base $366,390 · Scenario $389,339 · Δ +$22,950 W3 · 2026-06-08 — Base $343,584 · Scenario $378,009 · Δ +$34,424 W3 · 2026-06-08 — Base $343,584 · Scenario $378,009 · Δ +$34,424 W4 · 2026-06-15 — Base $363,446 · Scenario $409,345 · Δ +$45,899 W4 · 2026-06-15 — Base $363,446 · Scenario $409,345 · Δ +$45,899 W5 · 2026-06-22 — Base $383,307 · Scenario $440,681 · Δ +$57,374 W5 · 2026-06-22 — Base $383,307 · Scenario $440,681 · Δ +$57,374 W6 · 2026-06-29 — Base $403,169 · Scenario $472,018 · Δ +$68,849 W6 · 2026-06-29 — Base $403,169 · Scenario $472,018 · Δ +$68,849 W7 · 2026-07-06 — Base $423,030 · Scenario $503,354 · Δ +$80,324 W7 · 2026-07-06 — Base $423,030 · Scenario $503,354 · Δ +$80,324 W8 · 2026-07-13 — Base $442,891 · Scenario $534,690 · Δ +$91,799 W8 · 2026-07-13 — Base $442,891 · Scenario $534,690 · Δ +$91,799 W9 · 2026-07-20 — Base $462,753 · Scenario $566,026 · Δ +$103,273 W9 · 2026-07-20 — Base $462,753 · Scenario $566,026 · Δ +$103,273 W10 · 2026-07-27 — Base $482,614 · Scenario $597,363 · Δ +$114,748 W10 · 2026-07-27 — Base $482,614 · Scenario $597,363 · Δ +$114,748 W11 · 2026-08-03 — Base $502,476 · Scenario $628,699 · Δ +$126,223 W11 · 2026-08-03 — Base $502,476 · Scenario $628,699 · Δ +$126,223 W12 · 2026-08-10 — Base $522,337 · Scenario $660,035 · Δ +$137,698 W12 · 2026-08-10 — Base $522,337 · Scenario $660,035 · Δ +$137,698 W13 · 2026-08-17 — Base $542,199 · Scenario $691,371 · Δ +$149,173 W13 · 2026-08-17 — Base $542,199 · Scenario $691,371 · Δ +$149,173
Base (current forecast) Scenario

Why cash changed

  • Monthly overhead (non-payroll operating costs): $331,240 → $281,554 — Applied as a weekly run-rate delta of $11,475 from week 1
  • Revenue growth / project volume (monthly): 0% → 2% — Invoicing changes inside the horizon, but with the 8-week collection lag none of the incremental receipts arrive within 13 weeks

Timing assumptions

  • Overhead changes apply from week 1 at a weekly run-rate.
  • New invoicing converts to cash after the observed 8-week collection lag; pre-window invoicing is unchanged.

Monthly ending cash in Scenarios and Week-13 cash here use different horizons and methods (12-month monthly model vs 13-week direct method) — the deltas are not meant to match.

Weekly cash bridge

Scroll sideways for the scenario columns →

Week Opening Receipts Payments Ending · Base Ending · Scenario Δ
W1 2026-05-25 $412,000 $157,968 $180,773 $389,195 $400,670 +$11,475
W2 2026-06-01 $389,195 $157,968 $180,773 $366,390 $389,339 +$22,950
W3 2026-06-08 $366,390 $157,968 $180,773 $343,584 $378,009 +$34,424
W4 2026-06-15 $343,584 $157,968 $138,106 $363,446 $409,345 +$45,899
W5 2026-06-22 $363,446 $157,968 $138,106 $383,307 $440,681 +$57,374
W6 2026-06-29 $383,307 $157,968 $138,106 $403,169 $472,018 +$68,849
W7 2026-07-06 $403,169 $157,968 $138,106 $423,030 $503,354 +$80,324
W8 2026-07-13 $423,030 $157,968 $138,106 $442,891 $534,690 +$91,799
W9 2026-07-20 $442,891 $157,968 $138,106 $462,753 $566,026 +$103,273
W10 2026-07-27 $462,753 $157,968 $138,106 $482,614 $597,363 +$114,748
W11 2026-08-03 $482,614 $157,968 $138,106 $502,476 $628,699 +$126,223
W12 2026-08-10 $502,476 $157,968 $138,106 $522,337 $660,035 +$137,698
W13 2026-08-17 $522,337 $157,968 $138,106 $542,199 $691,371 +$149,173

Opening + receipts − payments = ending, every week. Opening, receipts and payments shown are the Base forecast; the scenario column re-times and re-sizes them per the drivers above.

This is a worked example on sample numbers — sign up to test your own decisions against your approved forecast.

Cash composition (13-week totals)

New invoicing collected 2,053,580
Payroll & overhead 994,485
Supplier payments 928,896

Forecast basis · where the Base numbers come from

Opening cash $412,000 · configured bank balance · week 1 starts 2026-05-25 Example
AR collections no opening AR pool
New invoicing $684,000/month Estimated
Collection lag 8 weeks Example
Supplier payments $266,760/month Estimated
Payment lag 3 weeks Example
Scheduled one-offs 0 payments · 0 receipts in the window Example

Simplifications: no seasonality signal — new invoicing modelled at a flat run-rate; downside collection haircut is the conservative default (0.70×), not derived from observed variance

Direct method: receipts = AR aging buckets × the collection curve + recurring / new-invoicing run-rate at the observed collection lag + dated one-off receipts. Payments = weekly cost run-rate + DPO-timed supplier spend + dated one-offs. A selected scenario re-times and re-sizes these streams per its drivers — it is never a statistical band.