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Available on every tab in your workspace — answers come with sources, the period, the calculation, and a confidence level.

Answers run on your connected books after signup. The sample keeps every number deterministic — it never improvises a reply.

13-week cash

Your current weekly cash forecast — pick a named scenario to see when and why cash changes.

Example Cash base · current 13-week forecast · from 2026-05-25 13 weeks · weekly · direct method Scenario changes pinned to Forecast · April close · v1 Base only Win the Harbor District bid Equipment replacement year
Opening cash
$918,000
Week 13 · Base
$924,332
Week 13 · Scenario
$1,036,198
+$111,866
Minimum cash · Scenario
$529,169
No breach in 13 weeks
Weekly ending cash — Base vs Scenario
$477,538 $756,868 $1,036,198 W1 W4 W7 W10 W13 W1 · 2026-05-25 — Base $844,590 · Scenario $853,195 · Δ +$8,605 W1 · 2026-05-25 — Base $844,590 · Scenario $853,195 · Δ +$8,605 W2 · 2026-06-01 — Base $771,179 · Scenario $788,390 · Δ +$17,210 W2 · 2026-06-01 — Base $771,179 · Scenario $788,390 · Δ +$17,210 W3 · 2026-06-08 — Base $697,769 · Scenario $723,584 · Δ +$25,815 W3 · 2026-06-08 — Base $697,769 · Scenario $723,584 · Δ +$25,815 W4 · 2026-06-15 — Base $624,359 · Scenario $658,779 · Δ +$34,420 W4 · 2026-06-15 — Base $624,359 · Scenario $658,779 · Δ +$34,420 W5 · 2026-06-22 — Base $550,948 · Scenario $593,974 · Δ +$43,025 W5 · 2026-06-22 — Base $550,948 · Scenario $593,974 · Δ +$43,025 W6 · 2026-06-29 — Base $477,538 · Scenario $529,169 · Δ +$51,630 W6 · 2026-06-29 — Base $477,538 · Scenario $529,169 · Δ +$51,630 W7 · 2026-07-06 — Base $510,794 · Scenario $571,030 · Δ +$60,236 W7 · 2026-07-06 — Base $510,794 · Scenario $571,030 · Δ +$60,236 W8 · 2026-07-13 — Base $544,051 · Scenario $612,891 · Δ +$68,841 W8 · 2026-07-13 — Base $544,051 · Scenario $612,891 · Δ +$68,841 W9 · 2026-07-20 — Base $577,307 · Scenario $654,753 · Δ +$77,446 W9 · 2026-07-20 — Base $577,307 · Scenario $654,753 · Δ +$77,446 W10 · 2026-07-27 — Base $610,563 · Scenario $696,614 · Δ +$86,051 W10 · 2026-07-27 — Base $610,563 · Scenario $696,614 · Δ +$86,051 W11 · 2026-08-03 — Base $857,820 · Scenario $952,476 · Δ +$94,656 W11 · 2026-08-03 — Base $857,820 · Scenario $952,476 · Δ +$94,656 W12 · 2026-08-10 — Base $891,076 · Scenario $994,337 · Δ +$103,261 W12 · 2026-08-10 — Base $891,076 · Scenario $994,337 · Δ +$103,261 W13 · 2026-08-17 — Base $924,332 · Scenario $1,036,198 · Δ +$111,866 W13 · 2026-08-17 — Base $924,332 · Scenario $1,036,198 · Δ +$111,866
Base (current forecast) Scenario

Why cash changed

  • Monthly overhead (non-payroll operating costs): $248,400 → $211,140 — Applied as a weekly run-rate delta of $8,605 from week 1
  • Revenue growth / project volume (monthly): 0% → 2% — Invoicing changes inside the horizon, but with the 8-week collection lag none of the incremental receipts arrive within 13 weeks

Timing assumptions

  • Overhead changes apply from week 1 at a weekly run-rate.
  • New invoicing converts to cash after the observed 8-week collection lag; pre-window invoicing is unchanged.

Monthly ending cash in Scenarios and Week-13 cash here use different horizons and methods (12-month monthly model vs 13-week direct method) — the deltas are not meant to match.

Weekly cash bridge

Scroll sideways for the scenario columns →

Week Opening Receipts Payments Ending · Base Ending · Scenario Δ
W1 2026-05-25 $918,000 $503,464 $576,875 $844,590 $853,195 +$8,605
W2 2026-06-01 $844,590 $503,464 $576,875 $771,179 $788,390 +$17,210
W3 2026-06-08 $771,179 $503,464 $576,875 $697,769 $723,584 +$25,815
W4 2026-06-15 $697,769 $503,464 $576,875 $624,359 $658,779 +$34,420
W5 2026-06-22 $624,359 $503,464 $576,875 $550,948 $593,974 +$43,025
W6 2026-06-29 $550,948 $503,464 $576,875 $477,538 $529,169 +$51,630
W7 2026-07-06 $477,538 $503,464 $470,208 $510,794 $571,030 +$60,236
W8 2026-07-13 $510,794 $503,464 $470,208 $544,051 $612,891 +$68,841
W9 2026-07-20 $544,051 $503,464 $470,208 $577,307 $654,753 +$77,446
W10 2026-07-27 $577,307 $503,464 $470,208 $610,563 $696,614 +$86,051
W11 2026-08-03 $610,563 $717,464 $470,208 $857,820 $952,476 +$94,656
W12 2026-08-10 $857,820 $503,464 $470,208 $891,076 $994,337 +$103,261
W13 2026-08-17 $891,076 $503,464 $470,208 $924,332 $1,036,198 +$111,866

Opening + receipts − payments = ending, every week. Opening, receipts and payments shown are the Base forecast; the scenario column re-times and re-sizes them per the drivers above.

This is a worked example on sample numbers — sign up to test your own decisions against your approved forecast.

Cash composition (13-week totals)

New invoicing collected 6,545,035
Payroll & overhead 745,774
Supplier payments 6,006,928

Forecast basis · where the Base numbers come from

Opening cash $918,000 · configured bank balance · week 1 starts 2026-05-25 Example
AR collections no opening AR pool
New invoicing $2,180,000/month Estimated
Collection lag 8 weeks Example
Supplier payments $1,787,600/month Estimated
Payment lag 6 weeks Example
Scheduled one-offs 0 payments · 1 receipts in the window Example

Simplifications: no seasonality signal — new invoicing modelled at a flat run-rate; downside collection haircut is the conservative default (0.70×), not derived from observed variance

Direct method: receipts = AR aging buckets × the collection curve + recurring / new-invoicing run-rate at the observed collection lag + dated one-off receipts. Payments = weekly cost run-rate + DPO-timed supplier spend + dated one-offs. A selected scenario re-times and re-sizes these streams per its drivers — it is never a statistical band.