Monthly Close

Financial Analyst Today Performance Forecast Business model Decisions Reports

⋯

Data & settings

Example: Construction

Change example

What happened, compared with what, and why.

✦ Ask the analyst

Available on every tab in your workspace — answers come with sources, the period, the calculation, and a confidence level.

Why did the biggest cost line move this month? Which lines ran ahead of plan, and since when?

Answers run on your connected books after signup. The sample keeps every number deterministic — it never improvises a reply.

Everything to review before you close the month

Not part of this example: Budget vs actual · Why it moved · Exceptions — what explains the variance

What changed

retainage outstanding Apr 2026 ✓ second AI confirmed

Retainage outstanding climbed to $214K — the Maple Street mixed-use job hit substantial completion but the 10% retainage won't release until the punch list closes in Q3. That cash is earned but uncollectable for ~60 more days; the 13-week forecast now models the release in week 11, not week 4.

percent complete billing lag Apr 2026 second AI disagrees — check

Costs ran ahead of billings on the Cedar Plaza job — $186K of work-in-progress is unbilled because the April draw missed the owner's pay-app cutoff. The worker called it a one-cycle timing slip; the supervisor flagged a pattern of late pay-apps on this GC, so it routed to your inbox.

gross margin pct Apr 2026 ✓ second AI confirmed

Blended gross margin held at 18.0% vs the 16.8% bid plan — the Riverside change orders were approved at full markup and the self-perform concrete crew beat the subcontracted estimate on two pours.

Close pack

This close as a workbook: budget vs actual, category variance and the checklist sign-off. Preview it in Reports; the .xlsx export lands after you connect.

Preview

What this is

One page that pulls together what changed, budget vs actual, the reconciliation exceptions, and the per-account “why” — so close day is a review, not a scavenger hunt.

Ready when you are

Build this from your numbers

You just watched it work on sample data. Point it at your books and the same briefing rebuilds in under a minute — read-only, nothing written back.

What you get

A monthly refreshed forecast with a reviewable draft, a 13-week cash view, a working decision queue, an investor-ready management report, Excel & Google Sheets sync, and a Slack digest.

Upload a P&L — under 60s Connect QuickBooks Connect Xero

No ledger writes · Read-only connections · Cancel anytime